Terms of Use

1. Acceptance of Terms

By accessing or using the website at loma.sg (the "Website"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

These terms apply to all visitors, users, and others who access the Website. LOMA Digital Solutions Pte Ltd ("LOMA", "we", "us", "our") reserves the right to modify these terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised terms.

2. Intellectual Property

All content on this Website — including but not limited to text, articles, blog posts, images, graphics, logos, icons, design elements, code, and the overall look and feel — is the intellectual property of LOMA Digital Solutions Pte Ltd or its licensors and is protected by Singapore copyright law and applicable international intellectual property laws.

You may:

• View and print pages for your own personal, non-commercial reference
• Share links to our blog posts or pages on social media or other platforms
• Quote brief excerpts from our blog content for commentary, criticism, or educational purposes, provided you clearly attribute the source and include a link back to the original page

You may not:

• Reproduce, republish, distribute, or commercially exploit any content from this Website without our prior written permission
• Modify or create derivative works based on our content
• Remove or alter any copyright, trademark, or other proprietary notices
• Claim ownership of any content created by LOMA

To request permission for use beyond the above, contact us at hello@loma.sg.

3. Permitted Use

You may use this Website for lawful purposes only. Specifically, you may:

• Browse the Website and read content for personal or professional research
• Contact us through the provided contact form
• Share our content with proper attribution as described in Section 2

4. Prohibited Use

You agree not to:

• Use the Website for any unlawful purpose or in violation of any applicable laws or regulations
• Attempt to gain unauthorised access to any part of the Website or its underlying systems
• Use automated tools (bots, scrapers, crawlers) to extract content from the Website at scale without our express written consent
• Transmit any unsolicited commercial communications (spam) via any contact mechanism on the Website
• Introduce viruses, malware, or any other harmful material to the Website
• Use the Website to impersonate LOMA or any other person or entity
• Interfere with the proper functioning of the Website
• Harvest or collect email addresses or other personal data from the Website without consent

5. Blog Content and Marketing Advice Disclaimer

The blog articles and other content published on this Website are provided for general informational and educational purposes only. They do not constitute professional marketing, legal, financial, or business advice.

Marketing strategies, tactics, and results discussed in our blog content are based on our experience and general industry knowledge. Results vary significantly depending on individual business circumstances, industry, budget, execution quality, and many other factors. We make no representations, warranties, or guarantees — express or implied — that any strategy, tactic, or approach described on this Website will produce specific results for your business.

Before implementing any marketing strategy, you should consider your own circumstances and, where appropriate, seek professional advice tailored to your specific situation. LOMA accepts no responsibility for decisions made in reliance on the general content published on this Website.

6. Limitation of Liability

To the maximum extent permitted by applicable law, LOMA Digital Solutions Pte Ltd, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from:

• Your use of, or inability to use, this Website
• Any reliance placed on content published on this Website
• Errors, inaccuracies, or omissions in the Website content
• Unauthorised access to or alteration of your data
• Interruption, suspension, or termination of the Website

Nothing in these Terms of Use excludes or limits liability that cannot be excluded under Singapore law.

7. Links to Third-Party Websites

Our Website may contain links to third-party websites. These links are provided for your convenience only. LOMA does not endorse, control, or take responsibility for the content, privacy practices, or accuracy of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

8. Linking to This Website

You may link to our homepage or blog posts, provided that:

• The link is not misleading or deceptive about your relationship with LOMA
• You do not imply that LOMA endorses you or your products or services without our prior written agreement
• The link does not damage our reputation or take unfair advantage of it

You may not frame or embed any page of this Website within another website without our prior written permission. Framing our Website in a way that misrepresents the source or ownership of the content is strictly prohibited.

9. Availability

We aim to keep the Website available at all times but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue the Website (or any part of it) at any time without notice.

10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

11. Contact

For any questions about these Terms of Use, contact us at hello@loma.sg.